Targeting What Matters to Your Financial Success

Organized.   Educated.   Protected.

Ardmore Advisory & Planning brings a fresh perspective to financial planning and investment management.  We help clients organize their finances by connecting them to everything they own, owe, earn, and spend.  What you own, owe, earn, and spend make up what we call your "Family Economy".  Organizing your complete financial picture is the starting point in the process of managing your "Family Economy".

Planning & Saving

Our planning process analyzes how well you utilize your available funds to produce wealth building outcomes. Our mission is to turn you into a "World Class" saver. The ability to save is the single most important factor in your financial success. That's what we are targeting!

On your journey to "World Class" saving we will have specific meetings to learn the financial product and service alternatives available to you. You will learn the principles and strategies that form the foundation of a good financial plan. We live with an ever-changing financial landscape that requires your financial plan have maximum flexibility and regular monitoring. We will meet with you at least once per year to review your situation and to update your education.

We will investigate Cash Flow and Budgeting principles and strategies. This investigation will lead us into a conversation about the concept of "Financial Balance."

Protecting

All the hard work we do together is for naught if an unfortunate event occurs. Protection is a key component to your financial success. We will spend considerable time understanding protection products and learning to strategically integrate protection into your plan. You will learn how protection strategies can be coordinated and integrated with protection products to produce outcomes that benefit wealth building.

Investing

You will have a comprehensive look into investing. We will talk extensively about the history of investment and portfolio creation versus current principles. You will begin to understand concepts like volatility and risk and tactical versus strategic management of assets. Rest assured, we will always be transparent in the investment information we provide you. Knowing what you are invested in is important, but knowing why those investments have been chosen is empowering. Your portfolio will be very sophisticated in its simplicity.

Educating

We have a long-term perspective of our business. Our objective is to develop lasting relationships. We cannot develop these relationships if our clients have the feeling of being "sold" products and services. If we do our job, we are teaching and not selling. We strive to provide the tools and the education you need to make informed choices and manage your "Family Economy". We pledge to always, without fail, conduct our business with your best interest in mind.

Services

Your "Personal Family Economy"

The process of managing your finances begins when you are connected to everything you own, owe, earn, and spend.  More formally known as assets, liabilities, income and expenses.  We call that comprehensive financial picture your "Family Economy."

Once you fully understand your "Family Economy", you can begin addressing your most pressing needs, risks and goals. That is how we create a living, breathing financial plan that evolves as your life changes.

Like many people, you might have a good investment strategy created by an knowledgeable financial advisor, adequate insurance coverage provided by an experienced insurance agent, a tax plan organized by a detail-oriented accountant, or an estate plan prepared by an accomplished attorney.  While you may be receiving quality advice, the results may still be ineffective due to the limited perspective of each professional.  When their individual efforts contribute to one seamless conversation around your "Family Economy", then you know that your "Family Economy" is managed and in order.

ASSETS - "WHAT YOU OWN"

Liabilities - "What you Owe"

Income - "What you Earn"

Expenses - 'What You Spend"